PBPowerballTax

11.00% state lottery tax

Hawaii Powerball Tax Calculator

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Hawaii applies a 11.00% state lottery tax — one of the highest in the United States. Combined with federal taxes, more than 40% of the gross payout is owed before the winner sees a dollar.

Note: No state lottery; residents who buy out of state still owe HI tax

Hawaii after-tax take-home by jackpot tier

24% federal withholding + top-bracket adjustment + state tax. Cash lump sum estimated at 60% of advertised jackpot.

AdvertisedCash take-homeCash effectiveAnnuity take-home
$100M$31.3M47.86%$52.1M
$300M$93.7M47.95%$156.1M
$500M$156.1M47.97%$260.1M
$700M$218.5M47.98%$364.1M
$1B$312.1M47.99%$520.1M
$1.5B$468.1M47.99%$780.1M
$2B$624.1M47.99%$1.0B

Hawaii vs neighboring states ($1B cash)

StateRateCash take-home
Hawaii (HI)11%$312.1M
California (CA)0%$378.1M

Frequently asked questions

Does Hawaii tax Powerball winnings?

Hawaii taxes Powerball winnings at 11.00%. Note: No state lottery; residents who buy out of state still owe HI tax.

How much does a $1 billion Powerball winner take home in Hawaii?

On a $1 billion advertised jackpot taken as cash (gross $600,000,000), a Hawaii winner keeps approximately $312,083,278 after taxes — an effective rate of about 47.99%.

Can I avoid Hawaii lottery tax by moving states before claiming?

No. State lottery tax is determined by the state where the ticket was sold, not the winner's residence. A ticket bought in Hawaii is taxed at Hawaii's 11.00% rate; the winner's home state may credit or assess additional tax at filing.

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